FedAdvantage Long Term Disability insurance for federal employees!

We are pleased to announce FedAdvantage, a supplemental Long Term Disability Insurance Plan designed for most civilian federal employees.

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We are pleased to announce the revised FedAdvantage, a supplemental Long Term Disability Insurance Plan designed for most civilian federal employees and insured by Standard Insurance.

Standard, one of the most respected disability insurance providers in the industry, is now offering a low-cost, comprehensive disability insurance plan to federal employees.

Managed and administered by FedAdvantage, this program is available to most civilian federal employees and is designed to “fill in the gaps” from any sick leave or disability retirement programs offered through the federal government.

Product highlights include the following:

Choice of three plan options, Basic, Premier and Premier Plus

NEW!  up to $15,000 monthly benefit

NEW!  up to $180,000 annual benefit

NEW! 24 hour own occupation coverage

NEW!….optional Assisted Living Benefit….up to $5,000 monthly benefit for life!

Guaranteed acceptance, no medical questions or exams

Benefits paid as early as 30 or 180 days

Replaces 60% of your income

Benefits payable up to age 65

Disability benefits are income tax free

Partial disability benefits

Vocational and Rehabilitative benefits to help you get back on your feet and back to work

Low cost group contract

excellent conversion option

Convenient payroll deduction


In many cases, you can pay for the FedAdvantage LTD policy as well as a life insurance policy equal to five times your salary with the savings generated from our life insurance comparison at allfeds.com.

Our average savings for senior, highly compensated federal employees who currently carry FEGLI Option “B” has been $100,000 over twenty years.

That means you can fully protect your family against death and disability for what you are currently paying for FEGLI Option “B”.

To get your personal quote based on your profile, please complete and submit the brief form. We will get back to you within two days with a detailed quote.